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好律师 > 专题 > 土地房产 > 房地产买卖 > 刚申请公司无息贷款,需要走银行流程审核,流程大概是2周内审核完成

刚申请公司无息贷款,需要走银行流程审核,流程大概是2周内审核完成

时间:2020-08-11 来源:法律投稿
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刚申请公司无息贷款,需要走银行流程审核,流程大概是2周内审核完成并放款。今天下午去网签和按揭了。但是因为我按揭资料还没备所以现在按揭还没提交。
现在问题是
如果现在补齐资料,提交按揭,会不会产生贷款记录从而影响我公司无息贷款?(银行说3天可以下来同贷书,我已经签了贷款合同,只要审核通过,就算贷款成功了)
2、的建议是?我拖到公司贷款下来再补齐资料?还是可以同步进行?


你公司申请无息贷款,是公司名义申请的吗?上的是公司征信?那么是否有上个人的征信呢?比如法人代表,大股东上担保征信?

如果你上了征信,那么你申请房贷的时候可能会影响房贷,如果不上征信,则没有影响

另外,公司的贷款刚放款,可能也来不及上征信的,所以你也可以尽快申请房贷,这样子也不会影响

通常来说,你申请房贷不会影响公司的贷款的。

你的第二个问题,同步最好



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